Home & Investment Loan Refinancing
Helping residents of Hobart and all areas of Tasmania take advantage of better rates on the market to refinance their Home Loan or Investment Loan
Rated 5 from 8 Reviews
Helping residents of Hobart and all areas of Tasmania take advantage of better rates on the market to refinance their Home Loan or Investment Loan
Rated 5 from 8 Reviews
Refinancing your mortgage can feel like navigating a maze, but with Leviston Finance, it's more like taking a straight path to a brighter financial future. Whether you're in Hobart or any other part of Tasmania, our experienced mortgage brokers make the quest for better loan options both easy and effective. Why consider refinancing? It could be the golden ticket to securing a lower interest rate, changing your loan term, consolidating debts, or even releasing equity in your property to buy your next dream home.
Let's delve into why Leviston Finance should be your go-to for this pivotal financial decision. First off, our access to banks and lenders across Australia is unparalleled. This vast network means we can scout out the best possible loan options for you—taking into account your loan amount, financial situation, credit history, and more. Whether you're after a variable interest rate to take advantage of market lows or a fixed interest rate to lock in your costs for predictable planning, we've got you covered.
The truth is, refinancing is about more than just accessing a lower interest rate. It's an opportunity to reassess and realign your financial goals. Maybe your fixed rate period is ending, or perhaps you're eager to reduce your loan repayments. Leviston Finance stands out because we understand the bigger picture. By releasing equity in your property, you can free up capital to invest in another property or undertake significant renovations. Our brokers are experts at navigating these waters, ensuring you find a solution that meets your ambitions.
Choosing Leviston Finance also means engaging with a streamlined application process. Forget the endless forms and confusing terms. We keep things straightforward, from the initial assessment right down to the banks statements and application submission. Our team will check your eligibility for special lender policies that could provide additional benefits, guiding you every step of the way.
Moreover, we're committed to serving everyone from Hobart to the stretches of Tasmania with personalised, attentive service. Refinancing with Leviston Finance isn't just about tweaking your mortgage terms; it's a strategic move towards a more secure and prosperous financial future. Through our dedication to finding you better loan options, to our nationwide access to banks and lenders, and our insightful advice on when and how to leverage equity, we ensure that refinancing becomes a pivotal step in your financial journey, not just a fleeting consideration.
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Check your Loan Health
Initial Consult
Have a chat with one of our qualified Mortgage Brokers who will understand your situation and talk you through the next steps.
Fact Find
We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a loan.
Loan Approval
We'll find the best loan options on the market for you and your situation and present you back some options.
Sit back and relax!
We'll prepare and submit your application on your behalf and let you know when it's all complete
Book AppointmentJ
JaxsenJ
Bailey and the team at Leviston were able to set me up with the best rates for my first house, then after flipping and selling my first property i went back and was able to purchase my second, their knowledge and professionalism was a pleasure to watch unfold and i will be back once again when looking to buy my next property
WR
William Richardson
Working with Leviston Finance was one of the easiest, most stress free brokers to deal with! Fast responses, simple applications, and a welcoming attitude, I couldn’t recommend them more!
BM
Ben McKean
Great service!
Yes, we specialise and have extensive knowledge in complex lending and self-managed super fund (SMSF) loans. Some of our complex lending include:
Yes, getting a home loan through a mortgage broker like Leviston Finance is free to use as we are paid by the lender. Once the loan has been settled, we receive a commission for the lender for giving them business.
Even though we are paid by lenders, we're required by law to act in your best interest or we're in serious trouble. This is to ensure we are always working in your best interest, not the bank's.
Some personal loans and personal car finance may include fees, but this would be discussed beforehand.
Mortgage brokers arrange home loans between lenders and borrowers – people who are looking for a home loan. They discuss your home loan needs and goals, find home loan options to suit your situation and assist you through the application process. A mortgage broker works with multiple lenders which means they can find you the best deal that fits your personal and financial needs with a competitive interest rate.
Mortgage brokers like Leviston Finance offer a wide range of financial services. Some of the services we offer include:
The main difference between a mortgage broker and a bank is that banks can only offer their own products, while mortgage brokers can present multiple mortgage options.
When you apply for a mortgage with a bank, you're dealing directly with that bank. On the other hand, a mortgage broker works with over 40 lenders saving you time comparing every lender yourself. This means they can often find you a lower interest rate and a better deal suited to your needs, which could end up saving you $1000’s on your loan.
The amount you can borrow and the deposit required depends on several factors including how much you earn, how much the property you want to purchase is worth and the individual lender policies.
Most people think you need at least a 20% deposit to buy a home. However, this isn’t always true as we have lenders who can even lend you your initial deposit and up to 97% of the property price. We don’t guarantee that everyone will qualify but it is important to know that there are many options when looking for a home loan.
If you want to find out how much you can borrow, you can use our borrowing calculator or contact us today to find out.
Leviston Finance Pty Ltd ABN: 89 668 760 941. Credit Representative 550808, authorised under Australian Credit Licence 389087.
This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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