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JaxsenJ
Bailey and the team at Leviston were able to set me up with the best rates for my first house, then after flipping and selling my first property i went back and was able to purchase my second, their knowledge and professionalism was a pleasure to watch unfold and i will be back once again when looking to buy my next property
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William Richardson
Working with Leviston Finance was one of the easiest, most stress free brokers to deal with! Fast responses, simple applications, and a welcoming attitude, I couldn’t recommend them more!
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Ben McKean
Great service!
Yes, we specialise and have extensive knowledge in complex lending and self-managed super fund (SMSF) loans. Some of our complex lending include:
Yes, getting a home loan through a mortgage broker like Leviston Finance is free to use as we are paid by the lender. Once the loan has been settled, we receive a commission for the lender for giving them business.
Even though we are paid by lenders, we're required by law to act in your best interest or we're in serious trouble. This is to ensure we are always working in your best interest, not the bank's.
Some personal loans and personal car finance may include fees, but this would be discussed beforehand.
Mortgage brokers arrange home loans between lenders and borrowers – people who are looking for a home loan. They discuss your home loan needs and goals, find home loan options to suit your situation and assist you through the application process. A mortgage broker works with multiple lenders which means they can find you the best deal that fits your personal and financial needs with a competitive interest rate.
Mortgage brokers like Leviston Finance offer a wide range of financial services. Some of the services we offer include:
The main difference between a mortgage broker and a bank is that banks can only offer their own products, while mortgage brokers can present multiple mortgage options.
When you apply for a mortgage with a bank, you're dealing directly with that bank. On the other hand, a mortgage broker works with over 40 lenders saving you time comparing every lender yourself. This means they can often find you a lower interest rate and a better deal suited to your needs, which could end up saving you $1000’s on your loan.
The amount you can borrow and the deposit required depends on several factors including how much you earn, how much the property you want to purchase is worth and the individual lender policies.
Most people think you need at least a 20% deposit to buy a home. However, this isn’t always true as we have lenders who can even lend you your initial deposit and up to 97% of the property price. We don’t guarantee that everyone will qualify but it is important to know that there are many options when looking for a home loan.
If you want to find out how much you can borrow, you can use our borrowing calculator or contact us today to find out.