Bailey Jones-Carew

Director & Mortgage Broker
Bailey Jones-Carew

Director & Mortgage Broker

Bailey Jones-Carew

Bailey Jones-Carew is a qualified Mortgage Broker at Leviston Finance. With a true passion for getting his clients the right loan, Bailey is known for his excellent service, exceptional knowledge of the industry and strong work ethic. 

Bailey is a Home & Investment Loan Strategist and accredited mortgage broker with Mortgage and Finance Association of Australia (MFAA). He specialises in all facets of home lending from helping first-time buyers navigate the buying process, assisting families build wealth through investment properties and even solving complex lending structures - Bailey has probably seen it before.

After graduating from the University of Tasmania with a Bachelor’s Degree in Business, Bailey was drawn into the field after using a mortgage broker for his first home purchase. Through this experience, he realised he could also make a meaningful impact on people's lives by assisting others reach their financial goals too. This has kept him motivated and enthusiastic throughout his journey.

Outside of work, Bailey enjoys spending quality time with his friends and family, as well as playing with his beloved dogs. He lives an active lifestyle, enjoying any chance he gets out in nature or enjoying his passion for dirt bike riding. Bailey has a strong commitment to personal growth and is continuously seeking ways to improve, which extends to how he assists clients in achieving their financial goals.

Bailey is qualified with a Diploma in Finance and Mortgage Broking. Credit representative (CRN: 550809) at Australian Financial Group, with an Australian Credit Licence Number of 389087.

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J

JaxsenJ

Bailey and the team at Leviston were able to set me up with the best rates for my first house, then after flipping and selling my first property i went back and was able to purchase my second, their knowledge and professionalism was a pleasure to watch unfold and i will be back once again when looking to buy my next property

WR

William Richardson

Working with Leviston Finance was one of the easiest, most stress free brokers to deal with! Fast responses, simple applications, and a welcoming attitude, I couldn’t recommend them more!

BM

Ben McKean

Great service!

Frequently Asked Questions

Do you deal with Complex Lending and SMSF Loans?

Yes, we specialise and have extensive knowledge in complex lending and self-managed super fund (SMSF) loans. Some of our complex lending include:

  • Low Doc Loans
  • Non-Resident Loans
  • Commercial Loans
  • Trust Loans
  • SMSF Loans
  • More
So, whether you’re self-employed with limited financial documents, looking to invest through a trust or want to refinance your SMSF loan, we’re here to help. Book an appointment today to see how we can help you and your financial situation.

Is a mortgage broker free?

Yes, getting a home loan through a mortgage broker like Leviston Finance is free to use as we are paid by the lender. Once the loan has been settled, we receive a commission for the lender for giving them business.

Even though we are paid by lenders, we're required by law to act in your best interest or we're in serious trouble. This is to ensure we are always working in your best interest, not the bank's.

Some personal loans and personal car finance may include fees, but this would be discussed beforehand.

What is a mortgage broker?

Mortgage brokers arrange home loans between lenders and borrowers – people who are looking for a home loan. They discuss your home loan needs and goals, find home loan options to suit your situation and assist you through the application process. A mortgage broker works with multiple lenders which means they can find you the best deal that fits your personal and financial needs with a competitive interest rate.

What services does a mortgage broker provide?

Mortgage brokers like Leviston Finance offer a wide range of financial services. Some of the services we offer include:

  • First Home Buyer Guidance
  • Home Loans & Investment Loans
  • Car Loans & Vehicle Loans
  • Construction Loans
  • Debt Consolidation & Personal Loans
  • Business Loans
  • More
If you have any questions or need assistance with your specific financial needs, don't hesitate to contact us – we're here to help.

What is the difference between a mortgage broker and a bank?

The main difference between a mortgage broker and a bank is that banks can only offer their own products, while mortgage brokers can present multiple mortgage options.

When you apply for a mortgage with a bank, you're dealing directly with that bank. On the other hand, a mortgage broker works with over 40 lenders saving you time comparing every lender yourself. This means they can often find you a lower interest rate and a better deal suited to your needs, which could end up saving you $1000’s on your loan.

How much can I borrow and how much of a deposit do I need?

The amount you can borrow and the deposit required depends on several factors including how much you earn, how much the property you want to purchase is worth and the individual lender policies.

Most people think you need at least a 20% deposit to buy a home. However, this isn’t always true as we have lenders who can even lend you your initial deposit and up to 97% of the property price. We don’t guarantee that everyone will qualify but it is important to know that there are many options when looking for a home loan.

If you want to find out how much you can borrow, you can use our borrowing calculator or contact us today to find out.

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